In the context of population aging, Ontario’s Seniors Care Strategy seeks to improve overall access to the « right care, at the right time and in the right place. » But what are the best financing options to make home care, community care and institutional care services more accessible and more efficient? This working lunch explored the challenges of financing long-term care with the help of David M. Baker (Assistant Vice-President, Individual Health Insurance, Sun Life Financial Canada), IRPP author Michel Grignon (Associate Professor, Department of Economics and Department of Health, Aging and Society, McMaster University), and commentator Michael B. Decter (health care authority and President and CEO, LDIC Inc.).